Earlier today, I received calls from both the body shop and insurance adjuster and they both verified that my car is a total loss. Now, it’s time to shop for either a good used or brand new one and see what happens. It’s certainly not the Christmas present I wanted as it would entail another monthly payment.
Will keep you posted…
After getting rear-ended Saturday night, I may have driven my car for the last time this morning after taking it to the shop. I haven’t heard back from the adjuster on their decision yet, but when I took it in this morning, the initial inspection team saw the damage and they mentioned it didn’t look good.
Basically, parts and labor costs could be close to it’s actual value. Usually when that happens, the insurance company will call it a total loss and not mess with repairing it.
Suffice it to say, I’m pretty bummed out about it. The car had been paid off for years and it was nice not having a car payment.
In preparation for the worse, I’m checking out interest rates with my financial institution and checking to see what’s available at the dealerships as well. With the way the economy is going, I’m hoping to find something that is safe, dependable and affordable that will get me to work, etc. Nothing fancy, just something practical.
For those of you wondering, there were no injuries (thankfully) and I’m glad my son wasn’t with me when it occurred. If he was, it could have been a whole different story.
More later,
Dwayne